By: Jennifer Milne There are a number of reasons a homeowner may need to review a complete copy of their insurance policy, including to understand their coverage, rights, and obligations if they are considering filing a claim. Earlier this year, I was asked by the Colorado Trial Lawyers Association to present testimony to the Judiciary […]

As we roll into another Colorado summer, it’s (unfortunately) time to start thinking about wildfire. How to protect your home and what to do if catastrophe strikes are top of mind. While we hope the next few months remain relatively uneventful, it’s important to remember that Colorado law provides specific and important protections for policyholders […]

By: Melissa A. Hailey Last week I was delighted to co-present the Top 10 Insurance Cases from 2024 to the Colorado Bar Association’s Insurance Committee. My co-presenter was Katelyn Werner of Quintairos, Prieto, Wood & Boyer, one of the top insurance defense firms in Colorado. This presentation was an excellent opportunity to not only collaborate […]

Colorado has enacted a statute which outlines liability for landowners in Colorado.  The statute is very broad and acts as the exclusive remedy for individuals injured on the land of another by virtue of a condition on the property, or activities conducted or circumstances existing on such property. Here are the basics: A “landowner” includes, […]

The Colorado General Assembly has implemented strict damages caps on non-economic damages. Let’s start with the basics. Non-economic damages are claimed in almost every personal injury and wrongful death claim. In addition to claiming damages for economic losses and permanent impairment, a claimant may ask to be compensated for non-economic damages which includes damages for […]

7/4/22 – Melissa A. Hailey Every Fourth of July, we Americans have the privilege of observing Independence Day.  It is on its face a day of fun filled with good food, fireworks, and time with friends and family.  It is at its core a celebration of American freedom – an annual reminder that we, as […]

The Duties of Insurers There are two basic types of insurance claims in Colorado: first-party claims and third-party claims.  First-party claims are claims brought against your own insurer.  First-party claims often concern benefits owed to you under an auto, homeowners, commercial property, disability, or health insurance policy.  More seldom, first-party claims may be brought against […]