Underinsured motorist (UIM) claims can be an important source of financial recovery after a serious car crash or other motor vehicle accident. We deal with UIM claims each time we represent someone in a personal injury case who has been hurt in a motor vehicle crash when they: If the UIM carrier handles the UIM […]


Jennifer Milne has been promoted to Partner at Hailey | Hart—a well-deserved recognition that reflects her years of experience, dedication to her clients, and value she brings to the firm. Jennifer Milne’s Background Jennifer is a skilled, aggressive litigator with deep roots in first-party insurance litigation and personal injury cases. She is highly intelligent, thorough, […]
After a car crash, or other motor vehicle accident, many people assume that the at-fault driver’s insurance will fully cover their losses. Unfortunately, that is often not the case, but there is a way to find out. When the at-fault driver carries only minimal insurance, injured people frequently discover that their damages exceed the available […]
At Hailey | Hart, everything we do is intentional, from the care we show our clients to the strategies we build in every case. That’s why being recognized in the 2026 Best Lawyers and Best Law Firms in America rankings is especially meaningful to us. These awards aren’t based on marketing, advertising dollars, popularity, or […]


First-party bad faith and third-party bad faith are distinct legal concepts in insurance law, each arising from different relationships and duties between the insurer, the insured, and third parties. What is first-party bad faith? First-party bad faith occurs when an insurance company acts unreasonably in handling an insurance claim brought by its own insured. First-party […]
As we roll into another Colorado summer, it’s (unfortunately) time to start thinking about wildfire. How to protect your home and what to do if catastrophe strikes are top of mind. While we hope the next few months remain relatively uneventful, it’s important to remember that Colorado law provides specific and important protections for policyholders […]


By: Melissa A. Hailey Last week I was delighted to co-present the Top 10 Insurance Cases from 2024 to the Colorado Bar Association’s Insurance Committee. My co-presenter was Katelyn Werner of Quintairos, Prieto, Wood & Boyer, one of the top insurance defense firms in Colorado. This presentation was an excellent opportunity to not only collaborate […]

Colorado has enacted a statute which outlines liability for landowners in Colorado. The statute is very broad and acts as the exclusive remedy for individuals injured on the land of another by virtue of a condition on the property, or activities conducted or circumstances existing on such property. Here are the basics: A “landowner” includes, […]